A rough illustration of how the Smith Manoeuvre could shorten your mortgage and build an investment portfolio at the same time. See how the strategy works on the Smith Manoeuvre page.
Hypothetical illustration only, using simplified assumptions — not a projection or guarantee. The Smith Manoeuvre involves borrowing to invest, which carries real risk, including the risk of loss; results depend on tax rules, interest rates, and investment performance, all of which can change. For planning and discussion only. Not legal, tax, or accounting advice — talk to your accountant and a mortgage professional before acting on this strategy.
Our team includes an SMCP-certified Smith Manoeuvre professional — let’s talk through whether it makes sense for you.